Top 5 Home Insurance Companies in Tulare, CA
Check out the most popular Home Insurance agencies & companies in Tulare, CA & compare the best quotes from them.
Cost of Homeowners Insurance in Tulare, CA
In the USA, the national average premium is $1224. The cost of homeowners insurance varies significantly based on your home’s location and state laws. Based on the research conducted by Caldat, the average cost of homeowners insurance in Tulare, CA, is $609.16, which is lower than the national average premium.
Considering that, the cost of the insurance is set after scrutinizing certain factors. Few such factors are:
- the home value
- coverage type
- deductible
- age of the home
- material used to build your house
Therefore, it is necessary to understand the applicable homeowners insurance in Tulare, CA, to maintain the balance as per your needs.
Home Insurance Cost for Different Deductibles in Tulare, CA
The deductible is the amount of money that a homeowner pays out of pocket before their insurance policy pays any claims. By choosing a higher deductible, the homeowners can lower their monthly premiums. Below is the summary of deductibles in Tulare, CA.
Here, homeowners in Tulare who are paying a deductible of $1000 can avail of a discount of $64.16 on homeowners insurance. Homeowners receive discounts of $96.16 and $143.16, respectively, on deductibles of $1,500 and $2,000.
Apart from this, the age of the home plays a significant role in determining the cost of the home insurance. As homes age, so do the systems and materials that make up your home, making it more vulnerable to property damage or structural problems. Houses of 40 or 50 years old in Tulare pay a premium of $625 and $633, respectively. On the other hand, newly built homes are less prone to damage, and home insurance companies offer considerable discounts to newly constructed homes. For instance, newly built homes in Tulare can avail of lower insurance of $457.
Other than that, home insurance companies provide discounts to homeowners who have a claims-free history. By providing a history of zero claims, homeowners have to pay a premium of $537, whereas policyholders with one and two claims have to pay a premium of $664 and $683, respectively. So, the higher the number of claims, the higher the premium added to the insurance.
Top Home Insurance Companies in Tulare, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| GEICO | A++ | 13.8% |
| Liberty Mutual | A | 6.24% |
| Nationwide | A+ | 4.15% |
| Travelers | A++ | 3.18% |
Top GEICO Home Insurance Agents in Tulare, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| R. A. Burt | 4020 S Demaree St Ste A 93277 |
(559) 310-4047 Email:roburt@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Kristen Kruger | 2147 HERNDON AVE STE 101 www.kristenkruger.com 93611 |
559-298-0881 | ||
| George Schroeder | 5707 N Palm Ave Ste 104 93704 |
(559) 423-1012 | ||
| Krista Anderson | 1398 SMITH STREET www.kristaganderson.net 93631 |
559-897-5811 | ||
| Robert E Kerns Ii | 5150 N 6TH ST STE 167 93710 |
(559) 244-6444 | ||
| Hayward Wilson | 3100 N Demaree St www.haywardwilson.com 93291 |
(559) 697-6322 | ||
| Kristen Martin | 516 W SHAW AVE 206 93704 |
559-224-7164 | ||
| Tien Pham | 1110 J St 93654 |
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| Robert Elbogen | 1330 Clovis Ave www.robertelbogen.com 93612 |
(559) 299-9781 | ||
| Roger Haar | 6761 N Willow Ave Ste 103 www.rogerhaar.com 93710 |
(559) 312-3119 | ||
| Kristen Jackson | 499 W SHAW STE 140 93704 |
559-226-7291 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| A M Craig & Assoc Inc | 1462 Clovis Ave 93612-2714 |
559-297-7737 | ||
| Cecil Nethery Insurance Services Inc | 1275 Shaw Ave Ste 103 93612-3952 |
559-297-7201 Email:tom@netheryinsurance.com |
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| Aaa Sales Center | 777 Minnewawa Ave Ste 24 93612-1731 |
559-298-2311 | ||
| Rovner & Company Llc | 105 Bullard Ave 93612 |
(559) 297-5964 | ||
| Greg Thomas Insurance Agency Inc | 1008 E Tulare Ave 93274 |
(559) 686-0642 | ||
| Crg Services Inc | 964 Pollasky Avenue 93612-2269 |
559-299-9221 | ||
| Robert L Strohecker Ins Agency | 1619 11th St 93654 |
(559) 638-3558 | ||
| Acg South Insurance Agency Llc | 780 W El Monte Way Ste C 93618-3546 |
559-595-0270 | ||
| Ernie Smith Insurance Inc | 1141 Pollasky Ave www.esipdx.com 93612 |
(559) 298-6000 Email:info@erniesmith.com |
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| A L Insurance Group Inc | 688 N Alta Ave www.alinsurancegroup.com 93618-3203 |
559-591-3051 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Triumph Insurance Agency Llc | Po Box 5479 93755 |
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| Burchell Insurance Agency Inc | 371 E Bullard Ave Ste 104 93710-5217 |
559-439-5338 | ||
| Homestead Ins Agy Grp Inc | 1753 E FIR 93720 |
559-222-7722 | ||
| Robert D. Taylor | 2016 1st St 93662 |
(559) 896-0953 | ||
| Walker & Associates Services Inc | 246 E Honolulu St 93247 |
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| Robert L. Bills Jr. | 1562 Shaw Ave 93611 |
(559) 493-5105 | ||
| R. Dave Bonham | 130 N Akers St # A 93291 |
(559) 625-1934 | ||
| All About Insurance | 1196 11th St 93654-2923 |
559-638-3697 | ||
| Robert Darnell Jackson Agency | 325 N 1st St 93702 |
(559) 244-1917 | ||
| Community Insurance Group Llc | 125 E Barstow Ave Ste 113 93710-5023 |
559-221-6165 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Rodney S. Wittbrodt | 35 Pollasky Ave 93612 |
(559) 297-0247 | ||
| Robert D. Springer Lutcf | 2224 W Tahoe Ave 93609 |
(559) 864-8100 | ||
| Robert Delara | 4685 N Cedar Ave Ste C 93726 |
(559) 227-7856 | ||
| Kristen Clark | 2843 N MAROA AVE 93704 |
559-226-5191 | ||
| Robert L. Vargas | 1735 Minnewawa Ave Ste 101 93612 |
(559) 297-4423 | ||
| Kristen Gryglik Lutcf | 499 WEST SHAW AVENUE SUITE 140 93704 |
559-226-7291 | ||
| Robert Del Prete | 5151 N Palm Ave Ste 960 93704 |
(559) 438-1818 | ||
| Matthew Fahey | 2211 W Whitendale Ave 93277 |
(559) 635-3073 | ||
| Kristen Bonin Lutcf | 1300 E MANNING AVE 93654 |
559-638-8444 | ||
| Chad Cummings | 1331 W Olive Ave 93257-3033 |
559-781-0685 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Tulare, CA
| Nationwide | Travelers | Liberty Mutual | |
| Median Home Value ($) | 193,530 | 183,530 | 183,530 |
| Construction year | 1999 | 1988 | 2011 |
| Home Coverage ($) | $300000-$350000 | $300000-$350000 | $350000-$400000 |
| Total Premium ($) | $1292 | $1267 | $985 |
Tulare, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| GEICO | upto 24% |
| Travelers | upto 11% |
| Nationwide | upto 9% |
| Liberty Mutual | upto 16% |