Top 5 Home Insurance Companies in Tehachapi, CA
Check out the most popular Home Insurance agencies & companies in Tehachapi, CA & compare the best quotes from them.
Average Cost of Homeowners Insurance in Tehachapi, CA
The average cost of homeowners insurance in Tehachapi, CA, is $683.85. A homeowner's insurance policy protects your home against many hazards and disasters, including fire, vandalism, water damage, theft, natural disasters, and accidental damage. Homeowners insurance provides comprehensive coverage to ensure you don't have to pay for repairs. It will help you feel more secure, knowing your possessions are protected from fire, flood, and vandalism.
Homeowners are often surprised to find that their primary homeowner (policies) insurance provider isn't considering all the best policy parameters to help protect assets. Fortunately, online platforms make it easier to compare policies from different companies after homeowners have done the research. The top companies that provide homeowners insurance in Tehachapi, CA, are listed below.
Factors influencing home insurance in Tehachapi, CA:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by safety features
Homeowners insurance in Tehachapi, CA - Rates by coverage levels
Home insurance policies provide liability coverage to the house. It covers the damage caused during unforeseen circumstances such as fire or theft.
Tehachapi, CA, homeowners paying a coverage of $100K can avail of home insurance for $274. Typically homeowners choose to pay coverage of $200K to $300K, which comes to $626 and $1109, respectively.
Refer to the chart below to understand the insurance cost paid by the homeowners in Tehachapi, CA, according to their coverage level.
Homeowners insurance in Tehachapi, CA - Rates by deductibles
Deductible in a home insurance policy varies from company to company and from state to state. Most homeowners know that if they want their coverage to cover a damaged item beyond what the insurance policy covers, they will have to pay for the damage each time they make a claim out of their pocket. Homeowners who choose to pay a low deductible have to pay a higher premium. Homeowners in Tehachapi, CA, typically choose to pay a deductible of 1000 and 1500, where the premium charged is $612 and $576, respectively.
Homeowners insurance in Tehachapi, CA - Rates by the materials used
Building a home is one of the most significant and the most rewarding investments you will ever make. If you use more natural and less processed materials, like brick and stone, you'll extend the lifespan of your house. It reduces the risk of water damage, fires, and wood-destroying insects. Adding advancements such as impact-resistant roofing, storm shutters, and fire-resistive brick can lower your home insurance in Tehachapi, CA. Homeowners in Tehachapi who used masonry and fire-resistive brick to build their homes pay $650 and $589, respectively, on homeowners insurance in Tehachapi, CA.
Homeowners insurance in Tehachapi, CA - Rates by safety features
Your home's safety features like fire alarm systems or home monitoring systems are proven to reduce the risk of theft and disasters. Therefore, insurance providers in Tehachapi offer substantial offers on home insurance rates.
For instance, homes with fire extinguishers and smoke detectors will block all the immediate changes of conflagration in your home. Therefore, insurance providers offer lower premiums with homes equipped with advanced features. Residents equipped with fire extinguishers and smoke detectors pay $636 and $602, respectively, on home insurance in Tehachapi, CA.
Top Home Insurance Companies in Tehachapi, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Liberty Mutual | A | 6.24% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Nationwide | A+ | 4.15% |
| Travelers | A++ | 3.18% |
Top Erie Home Insurance Agents in Tehachapi, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Dean Webster Insurance Agency Llc | 3939 Bernard St Ste 4 93306 |
(661) 872-5775 | ||
| Advantage Insurance Services Inc | 312 H St www.advantageonline.net 93304-2914 |
661-322-9244 Email:bob@advantageonline.net |
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| John F Sebak Agency | 4921 CALLOWAY DR STE 101 93312 |
661-829-8920 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| R J Bailey Associates Inc | 121 E F St 93561 |
(661) 822-6800 Email:tbailey@insurebailey.com |
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| Abb Inc | 1410 Wible Rd Ste 107 93304-4100 |
661-398-5144 | ||
| Priority Insurance Agency Inc | 4300 Wible Rd Ste H 93313 |
(661) 834-7300 Email:info@priins.com |
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| A. D. I. Insurance Agency, Llc | 2815 W Avenue L 93536-4021 |
661-718-2203 | ||
| Goldsmith Theodore Agency Inc | 27013 Langside Ave Ste A 91351 |
(661) 430-9278 | ||
| Allmass Fernekees Llc | 27720 Avenue Scott Ste 110 www.allmassfernekees.com 91355-3422 |
661-257-2191 Email:jfernekees@allmass.com |
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| Priority Risk Management Inc | 5555 California Ave Ste 209 93309 |
(661) 331-6543 Email:pellagaya@aol.com |
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| Guess Insurance Agency | 21001 Santa Lucia St www.guessinsurance.net 93561 |
(661) 822-7570 Email:bob@guessinsurance.net |
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| Farquhar & Black Insurance Agency Inc | 27240 Turnberry Ln Ste 200 www.fandbinsurance.com 91355 |
(661) 362-0782 Email:ned@fandbinsurance.com |
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| Poets Square Insurance Llc | 566 W Lancaster Blvd # 18-19 93534 |
(661) 952-5799 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Dockery & Associates Inc | 22909 Soledad Canyon Rd 91350 |
(661) 255-0011 | ||
| Ruben Saucedo Agency | 8730 Harris Rd Unit 200 93311 |
(661) 836-3000 | ||
| Brewer Insurance Group Inc. | 43803 15th St W 93534-4756 |
661-945-3616 | ||
| John F Paris | 5310 BEACON CT 93312 |
866-470-0928 | ||
| Dalessandro Agency Inc | 2019 24th Street 93301-3814 |
661-324-4077 | ||
| John F Hindson Lutcf | 5001 CALIFORNIA ST STE 150 93309 |
661-616-4700 | ||
| Gerald Scroggs Insurance Agency Llc | 2500 New Stine Rd Ste 101 93309 |
(661) 203-1077 | ||
| Jay Jayaraman Agency | 1601 NEW STINE RD STE 100 93309 |
661-397-3944 | ||
| Poland Insurance Agency Inc. | 27600 Bouquet Canyon Rd Ste 214 91350 |
(661) 367-6150 | ||
| Christopher James Carilli Agency | 4903 Calloway Dr Ste 103 93312-9711 |
661-588-6070 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Christopher Hill | 1528 18th St 93301-4402 |
661-327-8621 | ||
| Jay Hartley | 25583 AVENUE STANFORD 91355 |
661-290-2644 | ||
| Mark Noffsinger | 201 California Ave 93304 |
(661) 633-9900 | ||
| Arpine Chldryan | 2019 24th St 93301-3814 |
661-324-4077 | ||
| Steve Miller | 28055 Smyth Dr Valencia 91355 |
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| Jay Haidari | 26707 OAK AVE STE A 91351 |
661-367-6638 | ||
| John F Kraft | 5301 TRUXTUN AVE STE 100 93309 |
661-634-4630 | ||
| Jay Hansen | 28055 SMYTH DR 91355 |
661-702-6000 | ||
| Priscilla Callans | 8224 Espresso Dr Ste 100 93312 |
(661) 709-8099 | ||
| Ash Kumar | 3721 Columbus St 93306-2719 |
661-872-7770 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Ruben Ramirez | 4400 Ashe Rd Ste 217 93313 |
(661) 473-1594 | ||
| Darren Smith Lutcf | 300 Tucker Rd 93561-2503 |
888-822-3300 | ||
| Connie Rogers Cisr | 3721 Columbus Street 93306-2719 |
661-872-7770 | ||
| Alexandra Hutting | 18560 Via Princessa Ste 215 91387-8331 |
661-424-0800 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Tehachapi, CA
| Allstate | Travelers | Liberty Mutual | |
| Median Home Value ($) | 226,360 | 216,360 | 236,360 |
| Construction year | 2012 | 1985 | 2008 |
| Home Coverage ($) | $250000-$300000 | $175000-$200000 | $250000-$300000 |
| Total Premium ($) | $1298 | $1000 | $1131 |
Tehachapi, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 22% |
| Travelers | upto 7% |
| Nationwide | upto 5% |
| Allstate | upto 16% |
| Liberty Mutual | upto 16% |