Check out the most popular Home Insurance agencies & companies in Tehachapi, CA & compare the best quotes from them.

Get Quotes From The Best & Compare

Average Cost of Homeowners Insurance in Tehachapi, CA

The average cost of homeowners insurance in Tehachapi, CA, is $683.85. A homeowner's insurance policy protects your home against many hazards and disasters, including fire, vandalism, water damage, theft, natural disasters, and accidental damage. Homeowners insurance provides comprehensive coverage to ensure you don't have to pay for repairs. It will help you feel more secure, knowing your possessions are protected from fire, flood, and vandalism.

Homeowners are often surprised to find that their primary homeowner (policies) insurance provider isn't considering all the best policy parameters to help protect assets. Fortunately, online platforms make it easier to compare policies from different companies after homeowners have done the research. The top companies that provide homeowners insurance in Tehachapi, CA, are listed below.

Average_Cost_of_Homeowners_Insurance_in_Tehachapi_CA

Factors influencing home insurance in Tehachapi, CA:

1. Homeowners insurance rates by coverage levels 

2. Homeowners insurance rates by deductibles

3. Homeowners insurance rates by materials used

4. Homeowners insurance rates by safety features

Homeowners insurance in Tehachapi, CA - Rates by coverage levels

Home insurance policies provide liability coverage to the house. It covers the damage caused during unforeseen circumstances such as fire or theft.

Tehachapi, CA, homeowners paying a coverage of $100K can avail of home insurance for $274. Typically homeowners choose to pay coverage of $200K to $300K, which comes to $626 and $1109, respectively.

Refer to the chart below to understand the insurance cost paid by the homeowners in Tehachapi, CA, according to their coverage level.

Average_Cost_of_Homeowners_Insurance_in_Tehachapi_CA

Homeowners insurance in Tehachapi, CA - Rates by deductibles

Deductible in a home insurance policy varies from company to company and from state to state. Most homeowners know that if they want their coverage to cover a damaged item beyond what the insurance policy covers, they will have to pay for the damage each time they make a claim out of their pocket. Homeowners who choose to pay a low deductible have to pay a higher premium. Homeowners in Tehachapi, CA, typically choose to pay a deductible of 1000 and 1500, where the premium charged is $612 and $576, respectively.

Average_Cost_of_Homeowners_Insurance_in_Tehachapi_CA

Homeowners insurance in Tehachapi, CA - Rates by the materials used

Building a home is one of the most significant and the most rewarding investments you will ever make. If you use more natural and less processed materials, like brick and stone, you'll extend the lifespan of your house. It reduces the risk of water damage, fires, and wood-destroying insects. Adding advancements such as impact-resistant roofing, storm shutters, and fire-resistive brick can lower your home insurance in Tehachapi, CA. Homeowners in Tehachapi who used masonry and fire-resistive brick to build their homes pay $650 and $589, respectively, on homeowners insurance in Tehachapi, CA.

Homeowners insurance in Tehachapi, CA - Rates by safety features

Your home's safety features like fire alarm systems or home monitoring systems are proven to reduce the risk of theft and disasters. Therefore, insurance providers in Tehachapi offer substantial offers on home insurance rates.

For instance, homes with fire extinguishers and smoke detectors will block all the immediate changes of conflagration in your home. Therefore, insurance providers offer lower premiums with homes equipped with advanced features. Residents equipped with fire extinguishers and smoke detectors pay $636 and $602, respectively, on home insurance in Tehachapi, CA.

Top Home Insurance Companies in Tehachapi, CA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
Liberty Mutual A 6.24%
Allstate A+ 5.91%
Erie A+ 5.4%
Nationwide A+ 4.15%
Travelers A++ 3.18%

Top Erie Home Insurance Agents in Tehachapi, CA

Homeowners Insurance Agents Agent Address Contact Details
Dean Webster Insurance Agency Llc 3939 Bernard St Ste 4
93306
(661) 872-5775
Advantage Insurance Services Inc 312 H St
www.advantageonline.net 93304-2914
661-322-9244
Email:bob@advantageonline.net
John F Sebak Agency 4921 CALLOWAY DR STE 101
93312
661-829-8920

Top Travelers Home Insurance Agents in Tehachapi, CA

Homeowners Insurance Agents Agent Address Contact Details
R J Bailey Associates Inc 121 E F St
93561
(661) 822-6800
Email:tbailey@insurebailey.com
Abb Inc 1410 Wible Rd Ste 107
93304-4100
661-398-5144
Priority Insurance Agency Inc 4300 Wible Rd Ste H
93313
(661) 834-7300
Email:info@priins.com
A. D. I. Insurance Agency, Llc 2815 W Avenue L
93536-4021
661-718-2203
Goldsmith Theodore Agency Inc 27013 Langside Ave Ste A
91351
(661) 430-9278
Allmass Fernekees Llc 27720 Avenue Scott Ste 110
www.allmassfernekees.com 91355-3422
661-257-2191
Email:jfernekees@allmass.com
Priority Risk Management Inc 5555 California Ave Ste 209
93309
(661) 331-6543
Email:pellagaya@aol.com
Guess Insurance Agency 21001 Santa Lucia St
www.guessinsurance.net 93561
(661) 822-7570
Email:bob@guessinsurance.net
Farquhar & Black Insurance Agency Inc 27240 Turnberry Ln Ste 200
www.fandbinsurance.com 91355
(661) 362-0782
Email:ned@fandbinsurance.com
Poets Square Insurance Llc 566 W Lancaster Blvd # 18-19
93534
(661) 952-5799

Top Nationwide Home Insurance Agents in Tehachapi, CA

Homeowners Insurance Agents Agent Address Contact Details
Dockery & Associates Inc 22909 Soledad Canyon Rd
91350
(661) 255-0011
Ruben Saucedo Agency 8730 Harris Rd Unit 200
93311
(661) 836-3000
Brewer Insurance Group Inc. 43803 15th St W
93534-4756
661-945-3616
John F Paris 5310 BEACON CT
93312
866-470-0928
Dalessandro Agency Inc 2019 24th Street
93301-3814
661-324-4077
John F Hindson Lutcf 5001 CALIFORNIA ST STE 150
93309
661-616-4700
Gerald Scroggs Insurance Agency Llc 2500 New Stine Rd Ste 101
93309
(661) 203-1077
Jay Jayaraman Agency 1601 NEW STINE RD STE 100
93309
661-397-3944
Poland Insurance Agency Inc. 27600 Bouquet Canyon Rd Ste 214
91350
(661) 367-6150
Christopher James Carilli Agency 4903 Calloway Dr Ste 103
93312-9711
661-588-6070

Top Allstate Home Insurance Agents in Tehachapi, CA

Homeowners Insurance Agents Agent Address Contact Details
Christopher Hill 1528 18th St
93301-4402
661-327-8621
Jay Hartley 25583 AVENUE STANFORD
91355
661-290-2644
Mark Noffsinger 201 California Ave
93304
(661) 633-9900
Arpine Chldryan 2019 24th St
93301-3814
661-324-4077
Steve Miller 28055 Smyth Dr Valencia
91355
Jay Haidari 26707 OAK AVE STE A
91351
661-367-6638
John F Kraft 5301 TRUXTUN AVE STE 100
93309
661-634-4630
Jay Hansen 28055 SMYTH DR
91355
661-702-6000
Priscilla Callans 8224 Espresso Dr Ste 100
93312
(661) 709-8099
Ash Kumar 3721 Columbus St
93306-2719
661-872-7770

Top Liberty Mutual Home Insurance Agents in Tehachapi, CA

Homeowners Insurance Agents Agent Address Contact Details
Ruben Ramirez 4400 Ashe Rd Ste 217
93313
(661) 473-1594
Darren Smith Lutcf 300 Tucker Rd
93561-2503
888-822-3300
Connie Rogers Cisr 3721 Columbus Street
93306-2719
661-872-7770
Alexandra Hutting 18560 Via Princessa Ste 215
91387-8331
661-424-0800

Tehachapi, CA Homeowners Complaint Ratio By Companies

Home Insurance Company Justified Complaint Ratio 2018 Number of Justified Complaints 2018 Justified Complaint Ratio 2017 Number of Justified Complaints 2017
Allstate 1.7 11 2.4 16
Nationwide 3.2 2 1.6 1
State Farm 3.9 85 3.9 86
Liberty Mutual 11.5 31 5.6 14

Homeowners Insurance Comparison for the Cheapest Premiums in Tehachapi, CA

AllstateTravelersLiberty Mutual
Median Home Value ($) 226,360216,360236,360
Construction year 201219852008
Home Coverage ($) $250000-$300000$175000-$200000$250000-$300000
Total Premium ($) $1298$1000$1131

Tehachapi, CA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Erie upto 22%
Travelers upto 7%
Nationwide upto 5%
Allstate upto 16%
Liberty Mutual upto 16%