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Home Insurance Costs with Deductible Scenarios in Seaside, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Seaside, CA $413600 $767 $1,056
Elkhorn, CA $454000 $969 $1,333
Carmel-by-the-Sea, CA $1114000 $673 $926
Marina, CA $431800 $629 $866
Del Monte Forest, CA $1170600 $2023 $2,783
Prunedale, CA $451300 $681 $937
Las Lomas, CA $427500 $870 $1,197
Monterey, CA $696200 $765 $1,053
Pacific Grove, CA $764600 $822 $1,131
Chualar, CA $230500 $496 $683

Impact of Coverage Amount on Home Insurance Cost In Seaside, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $261
$200,000 $801
$300,000 $984
$400,000 $1,280
$500,000 $1,638
$750,000 to $1000,000 $1,894
Above $1000,000 $2,240


Seaside, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Seaside, CA Average Home Insurance Cost$1,068.57
State Average Home Insurance Cost$1,291
Difference Vs national Average-155.43

Top Homeowners Insurance Companies in Seaside, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
USAA $877
General $827

Seaside, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -128 940
One Claim +85 1154
Two Claims +128 1197