Home Insurance Costs with Deductible Scenarios in Santa Maria, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Santa Maria, CA	$325800	$599	$824
Casmalia, CA	$169000	$439	$604
Los Alamos, CA	$451900	$960	$1,321
Arroyo Grande, CA	$528300	$1016	$1,399
Lompoc, CA	$295200	$554	$762
Vandenberg Village, CA	$336800	$536	$737
Oceano, CA	$340100	$540	$744
Orcutt, CA	$367500	$589	$810
Callender, CA	$658500	$1345	$1,851
New Cuyama, CA	$85900	$342	$470

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Impact of Coverage Amount on Home Insurance Cost In Santa Maria, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$218
$200,000	$724
$300,000	$1,072
$400,000	$1,266
$500,000	$1,620
$750,000 to $1000,000	$1,874
Above $1000,000	$2,216

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Santa Maria, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Santa Maria, CA Average Home Insurance Cost	$834.2
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-389.8

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Top Homeowners Insurance Companies in Santa Maria, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Progressive	$1,204
Mercury	$1,184
Nationwide	$852
AAA	$830

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Santa Maria, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-100	734
One Claim	+58	893
Two Claims	+108	943

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