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Home Insurance Costs with Deductible Scenarios in Santa Maria, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Santa Maria $290,000 $366 $668
Casmalia $165,000 $240 $357
Los Alamos $365,000 $465 $882
Arroyo Grande $465,000 $593 $1,071
Lompoc $255,000 $369 $569
Vandenberg Village $305,000 $415 $732
Los Berros $635,000 $901 $1,416
Oceano $235,000 $351 $519
Orcutt $340,000 $463 $812
Callender $685,000 $899 $1,576

Impact of Coverage Amount on Home Insurance Cost In Santa Maria, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,178
$250000 $1,414
$500000 $2,262
$750000 $2,941
$1000000 $3,764
More than $1000000 $4,352


Santa Maria, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Santa Maria, CA Average Home Insurance Cost$1,071
State Average Home Insurance Cost$958
Difference Vs national Average-153

Best Home Insurance Quotes & Estimates for Properties Near Santa Maria, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $157,500 $450 Dejoy Ct
> $10,000 Deductible $209,500 $420 Elaine Ave, Vista Cir
$500 Deductible $308,000 $1300 San Juanico, Ridge View Dr, Roadrunner Dr
$500 Deductible $105,500 $440 Las Flores Way
> $10,000 Deductible $256,500 $520 Eastbury Way
$1000-$2500 Deductible $485,000 $1560 Via de la Cruz, Susan Pl
$1000-$2500 Deductible $75,000 $310 Dejoy Ct
$5000 to $10,000 Deductible $249,500 $780 Elaine Ave, Vista Cir

Top Homeowners Insurance Companies in Santa Maria, CA

Insurance Provider Average Homeowners Insurance Cost($)
Progressive $1,204
Mercury $1,184
Nationwide $852
AAA $830

Santa Maria, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -96 975
One Claim +64 1135
Two Claims +118 1189