Home Insurance Costs with Deductible Scenarios in Santa Barbara County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Santa Barbara County, CA	$509400	$987	$1,358
Solvang-Santa Ynez, CA	$680700	$1104	$1,519
Santa Ynez, CA	$775600	$1524	$2,098
Ballard, CA	$885900	$1681	$2,313
Santa Barbara County, CA	$509400	$987	$1,358
Los Olivos, CA	$855400	$1639	$2,256
Los Alamos, CA	$451900	$960	$1,321
Buellton, CA	$458600	$987	$1,359
Isla Vista, CA	$416700	$593	$816
Solvang, CA	$689700	$760	$1,046

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Impact of Coverage Amount on Home Insurance Cost In Santa Barbara County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$231
$200,000	$781
$300,000	$1,069
$400,000	$1,371
$500,000	$1,755
$750,000 to $1000,000	$2,029
Above $1000,000	$2,399

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Santa Barbara County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Santa Barbara County, CA Average Home Insurance Cost	$1,374.3
State Average Home Insurance Cost	$1,291
Difference Vs national Average	150.3

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Top Homeowners Insurance Companies in Santa Barbara County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Progressive	$1,204
USAA	$877
AAA	$830

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Santa Barbara County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-179	1196
One Claim	+96	1471
Two Claims	+179	1553

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