Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Santa Barbara County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
Santa Barbara County $470,000 $593 $929
Solvang-Santa Ynez $635,000 $806 $1,316
Santa Ynez $720,000 $1,002 $1,538
Ballard $890,000 $1,112 $1,961
Santa Barbara County $470,000 $593 $929
Los Olivos $810,000 $1,116 $1,730
Los Alamos $365,000 $465 $833
Buellton $420,000 $546 $923
Isla Vista $385,000 $505 $784
Solvang $655,000 $864 $1,485

Impact of Coverage Amount on Home Insurance Cost In Santa Barbara County, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,210
$250000 $1,452
$500000 $2,323
$750000 $3,020
$1000000 $3,866
More than $1000000 $4,470


Santa Barbara County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Santa Barbara County, CA Average Home Insurance Cost$1,100
State Average Home Insurance Cost$958
Difference Vs national Average-124

Best Home Insurance Quotes & Estimates for Properties Near Santa Barbara County, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $226,500 $690 Linetta Dr
$2500-$5000 Deductible $770,000 $2330 Via Los Santos
$1000-$2500 Deductible $388,000 $1390 Fairchild Ln
> $10,000 Deductible $753,500 $1490 Molle Way
$500- $1000 Deductible $250,000 $810 Moonglow Rd
$2500-$5000 Deductible $838,500 $2290 Stanford Dr
$500- $1000 Deductible $244,500 $1260 Raddue Ave
> $10,000 Deductible $897,000 $2320 Ogan Rd
$5000 to $10,000 Deductible $284,500 $530 Linetta Dr

Top Homeowners Insurance Companies in Santa Barbara County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Progressive $1,204
USAA $877
AAA $830

Santa Barbara County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -143 957
One Claim +88 1188
Two Claims +132 1232