Home Insurance Costs with Deductible Scenarios in Santa Barbara, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Santa Barbara, CA	$890800	$884	$1,216
Santa Barbara, CA	$890800	$884	$1,216
Goleta, CA	$718300	$784	$1,078
Lompoc, CA	$295200	$554	$762
Ojai, CA	$657000	$732	$1,007
Casa Conejo, CA	$529800	$1132	$1,557
Mira Monte, CA	$521700	$700	$963
Solvang-Santa Ynez, CA	$680700	$1104	$1,519
Vandenberg Village, CA	$336800	$536	$737
Las Posas, CA	$836700	$1613	$2,219

---

Impact of Coverage Amount on Home Insurance Cost In Santa Barbara, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$118
$200,000	$408
$300,000	$527
$400,000	$665
$500,000	$851
$750,000 to $1000,000	$984
Above $1000,000	$1,164

---

---

Santa Barbara, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Santa Barbara, CA Average Home Insurance Cost	$1,230.64575
State Average Home Insurance Cost	$1,291
Difference Vs national Average	6.64575

---

Top Homeowners Insurance Companies in Santa Barbara, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Travelers	$1,856
USAA	$877
California Automobile	$639

---

Santa Barbara, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-160	1071
One Claim	+98	1329
Two Claims	+160	1391

---