| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| San Luis Obispo County, CA | $499800 | $1061 | $1,460 |
| Templeton, CA | $472200 | $743 | $1,023 |
| Edna, CA | $637500 | $1311 | $1,804 |
| San Luis Obispo County, CA | $499800 | $1061 | $1,460 |
| Paso Robles, CA | $423900 | $798 | $1,098 |
| Los Ranchos, CA | $876000 | $1667 | $2,294 |
| San Luis Obispo, CA | $633100 | $880 | $1,211 |
| Shandon, CA | $267000 | $535 | $736 |
| Santa Margarita, CA | $416000 | $832 | $1,145 |
| McKittrick, CA | $43900 | $269 | $371 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $296 |
| $200,000 | $831 |
| $300,000 | $1,140 |
| $400,000 | $1,432 |
| $500,000 | $1,833 |
| $750,000 to $1000,000 | $2,119 |
| Above $1000,000 | $2,506 |
| Average Home Insurance Cost($) National Average $1224 | |
| San Luis Obispo County, CA Average Home Insurance Cost | $1,477.8 |
|---|---|
| State Average Home Insurance Cost | $1,291 |
| Difference Vs national Average | 253.8 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| Travelers | $1,856 |
| State Farm | $983 |
| Nationwide | $852 |
| California Automobile | $639 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -192 | 1286 |
| One Claim | +103 | 1581 |
| Two Claims | +192 | 1670 |