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Home Insurance Costs with Deductible Scenarios in San Luis Obispo County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($1000-$2500 Deductible)
San Luis Obispo County $450,000 $641 $879
Templeton $405,000 $669 $807
Edna $1,025,000 $1,555 $2,014
San Luis Obispo County $450,000 $641 $879
Paso Robles $375,000 $625 $739
Garden Farms $380,000 $602 $815
Los Ranchos $805,000 $1,245 $1,573
San Luis Obispo $590,000 $903 $1,246
Shandon $185,000 $324 $389
Santa Margarita $380,000 $696 $751

Impact of Coverage Amount on Home Insurance Cost In San Luis Obispo County, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,209
$250000 $1,451
$500000 $2,321
$750000 $3,017
$1000000 $3,862
More than $1000000 $4,466


San Luis Obispo County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
San Luis Obispo County, CA Average Home Insurance Cost$1,099
State Average Home Insurance Cost$958
Difference Vs national Average-125

Best Home Insurance Quotes & Estimates for Properties Near San Luis Obispo County, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $216,500 $880 White Clover Ln
$500 Deductible $220,000 $870 25th St
$1000-$2500 Deductible $220,000 $750 Rosemary Dr
$2500-$5000 Deductible $219,500 $730 N Main St
$500- $1000 Deductible $213,000 $630 Ridgeway Ct
$1000-$2500 Deductible $332,500 $1120 Lariat Loop
$2500-$5000 Deductible $216,000 $610 S 5th St
> $10,000 Deductible $477,500 $930 Platino Ln, Nelson St

Top Homeowners Insurance Companies in San Luis Obispo County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
State Farm $983
Nationwide $852
California Automobile $639

San Luis Obispo County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -132 967
One Claim +66 1165
Two Claims +132 1231