Home Insurance Costs with Deductible Scenarios in San Luis Obispo, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
San Luis Obispo, CA	$633100	$880	$1,211
Blacklake, CA	$637400	$1311	$1,804
Arroyo Grande, CA	$528300	$1016	$1,399
Oceano, CA	$340100	$540	$744
Edna, CA	$637500	$1311	$1,804
Woodlands, CA	$721700	$1444	$1,987
Cayucos, CA	$720900	$1442	$1,985
Los Osos, CA	$461100	$710	$976
San Luis Obispo County, CA	$499800	$1061	$1,460
Morro Bay, CA	$535300	$714	$983

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Impact of Coverage Amount on Home Insurance Cost In San Luis Obispo, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$164
$200,000	$585
$300,000	$749
$400,000	$976
$500,000	$1,249
$750,000 to $1000,000	$1,444
Above $1000,000	$1,708

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San Luis Obispo, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
San Luis Obispo, CA Average Home Insurance Cost	$1,225.8
State Average Home Insurance Cost	$1,291
Difference Vs national Average	1.8

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Top Homeowners Insurance Companies in San Luis Obispo, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Farmers	$1,748
AAA	$830
California Automobile	$639

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San Luis Obispo, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-147	1079
One Claim	+61	1287
Two Claims	+172	1397

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