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Home Insurance Costs with Deductible Scenarios in San Benito County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
San Benito County, CA $459700 $892 $1,228
San Benito-Bitterwater, CA $622000 $1286 $1,770
Gonzales, CA $320900 $512 $705
Soledad, CA $293600 $478 $657
San Benito County, CA $459700 $892 $1,228
Tres Pinos, CA $695900 $1404 $1,932
Sand City, CA $575000 $1208 $1,663
San Juan Bautista, CA $598000 $711 $978
Gilroy, CA $583900 $991 $1,364
Soquel, CA $587200 $701 $964

Impact of Coverage Amount on Home Insurance Cost In San Benito County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $245
$200,000 $796
$300,000 $1,054
$400,000 $1,311
$500,000 $1,678
$750,000 to $1000,000 $1,940
Above $1000,000 $2,294


San Benito County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
San Benito County, CA Average Home Insurance Cost$1,242.9
State Average Home Insurance Cost$1,291
Difference Vs national Average18.9

Top Homeowners Insurance Companies in San Benito County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Farmers $1,748
Mercury $1,184
Nationwide $852
General $827

San Benito County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -162 1081
One Claim +99 1342
Two Claims +162 1404