Home Insurance Costs with Deductible Scenarios in Salinas, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Salinas, CA	$350300	$637	$876
Prunedale, CA	$451300	$681	$937
Chualar, CA	$230500	$496	$683
Sand City, CA	$575000	$1208	$1,663
Freedom, CA	$442000	$922	$1,269
Marina, CA	$431800	$629	$866
Tres Pinos, CA	$695900	$1404	$1,932
Pajaro Dunes, CA	$814800	$1582	$2,177
Gonzales, CA	$320900	$512	$705
Interlaken, CA	$436800	$642	$884

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Impact of Coverage Amount on Home Insurance Cost In Salinas, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$207
$200,000	$726
$300,000	$1,041
$400,000	$1,259
$500,000	$1,612
$750,000 to $1000,000	$1,863
Above $1000,000	$2,203

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Salinas, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Salinas, CA Average Home Insurance Cost	$887.04
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-336.96

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Top Homeowners Insurance Companies in Salinas, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Farmers	$1,748
AAA	$830
General	$827

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Salinas, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-124	763
One Claim	+80	967
Two Claims	+115	1002

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