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Home Insurance Costs with Deductible Scenarios in Monterey County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Monterey County $370,000 $472 $753
Soledad $215,000 $280 $366
Monterey County $370,000 $472 $753
Pine Canyon $250,000 $315 $461
Greenfield $215,000 $280 $381
King City $220,000 $270 $385
San Lucas $170,000 $243 $318
Templeton $405,000 $601 $747
Firebaugh $120,000 $170 $212
Seaside $350,000 $514 $660

Impact of Coverage Amount on Home Insurance Cost In Monterey County, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,199
$250000 $1,439
$500000 $2,302
$750000 $2,993
$1000000 $3,831
More than $1000000 $4,429


Monterey County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Monterey County, CA Average Home Insurance Cost$1,090
State Average Home Insurance Cost$958
Difference Vs national Average-134

Best Home Insurance Quotes & Estimates for Properties Near Monterey County, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
> $10,000 Deductible $364,500 $970 Oracle Oak Pl
$2500-$5000 Deductible $320,000 $1180 Elizabeth Cir
$1000-$2500 Deductible $154,500 $420 Johnson Dr
$1000-$2500 Deductible $340,500 $1050 Bundage Ct
$5000 to $10,000 Deductible $162,500 $420 Perez St
$1000-$2500 Deductible $959,500 $3380 Keen Way
$2500-$5000 Deductible $322,000 $840 Congress Rd
$1000-$2500 Deductible $770,000 $2970 Grandview St

Top Homeowners Insurance Companies in Monterey County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Allstate $2,521
Mercury $1,184
State Farm $983

Monterey County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -131 959
One Claim +65 1155
Two Claims +153 1243