Home Insurance Costs with Deductible Scenarios in Monterey County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Monterey County, CA	$441000	$854	$1,175
Soledad, CA	$293600	$478	$657
Monterey County, CA	$441000	$854	$1,175
Pine Canyon, CA	$316400	$602	$829
Greenfield, CA	$262400	$493	$678
King City, CA	$250100	$480	$661
San Lucas, CA	$210000	$477	$656
Templeton, CA	$472200	$743	$1,023
Firebaugh, CA	$147500	$758	$1,043
Seaside, CA	$413600	$767	$1,056

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Impact of Coverage Amount on Home Insurance Cost In Monterey County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$291
$200,000	$761
$300,000	$1,081
$400,000	$1,352
$500,000	$1,731
$750,000 to $1000,000	$2,001
Above $1000,000	$2,366

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Monterey County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Monterey County, CA Average Home Insurance Cost	$1,189.47
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-34.53

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Top Homeowners Insurance Companies in Monterey County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Allstate	$2,521
Mercury	$1,184
State Farm	$983

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Monterey County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-155	1035
One Claim	+71	1261
Two Claims	+155	1344

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