Home Insurance Costs with Deductible Scenarios in Merced County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Merced County, CA	$196200	$450	$619
Livingston, CA	$187500	$424	$583
Santa Nella, CA	$218500	$485	$667
Atwater, CA	$200500	$454	$625
Cressey, CA	$229300	$495	$682
Hilmar-Irwin, CA	$259800	$527	$725
Merced, CA	$192000	$446	$614
San Martin, CA	$840200	$830	$1,143
East Sonora-Phoenix Lake, CA	$282600	$554	$763
Waterford, CA	$223800	$455	$627

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Impact of Coverage Amount on Home Insurance Cost In Merced County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$376
$200,000	$990
$300,000	$1,305
$400,000	$1,581
$500,000	$2,024
$750,000 to $1000,000	$2,340
Above $1000,000	$2,767

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Merced County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Merced County, CA Average Home Insurance Cost	$626.62
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-597.38

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Top Homeowners Insurance Companies in Merced County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
USAA	$877
AAA	$830
California Automobile	$639

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Merced County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-88	539
One Claim	+56	683
Two Claims	+88	714

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