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Home Insurance Costs with Deductible Scenarios in Merced County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Merced County $165,000 $241 $296
Stevinson $150,000 $190 $264
Livingston $170,000 $245 $299
Santa Nella $140,000 $200 $255
Atwater $165,000 $235 $281
Cressey $210,000 $314 $404
Hilmar-Irwin $235,000 $343 $442
Merced $165,000 $235 $302
San Martin $725,000 $1,018 $1,288
East Sonora-Phoenix Lake $280,000 $375 $474

Impact of Coverage Amount on Home Insurance Cost In Merced County, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,156
$250000 $1,387
$500000 $2,220
$750000 $2,886
$1000000 $3,694
More than $1000000 $4,271


Merced County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Merced County, CA Average Home Insurance Cost$1,051
State Average Home Insurance Cost$958
Difference Vs national Average-173

Best Home Insurance Quotes & Estimates for Properties Near Merced County, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $308,000 $1550 W East Ave
$500 Deductible $107,500 $460 Birchwood Ct
$1000-$2500 Deductible $117,500 $460 Catamaran Ct
$1000-$2500 Deductible $239,500 $750 Kernland Ave
$500 Deductible $82,500 $350 Shain Ave W, S McDonald Ave
$1000-$2500 Deductible $144,500 $370 Hardwood Ct
$500 Deductible $82,000 $420 Toulon Ct, Chandon Dr, Snowbird Ct
> $10,000 Deductible $420,000 $720 W East Ave
$500 Deductible $138,500 $390 Hardwood Ct

Top Homeowners Insurance Companies in Merced County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
USAA $877
AAA $830
California Automobile $639

Merced County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -95 956
One Claim +95 1146
Two Claims +116 1167