Home Insurance Costs with Deductible Scenarios in Merced, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Merced, CA	$192000	$446	$614
Winton, CA	$143700	$758	$1,043
Planada, CA	$119300	$386	$532
Atwater, CA	$200500	$454	$625
Dos Palos Y, CA	$160400	$430	$592
Ballico, CA	$171900	$442	$608
Le Grand, CA	$138100	$407	$560
Chowchilla, CA	$189500	$426	$586
Tuttletown, CA	$280300	$551	$759
Tuolumne City, CA	$206100	$473	$651

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Impact of Coverage Amount on Home Insurance Cost In Merced, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$381
$200,000	$970
$300,000	$1,269
$400,000	$1,632
$500,000	$2,089
$750,000 to $1000,000	$2,415
Above $1000,000	$2,856

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Merced, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Merced, CA Average Home Insurance Cost	$621.77
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-602.23

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Top Homeowners Insurance Companies in Merced, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Farmers	$1,748
Mercury	$1,184
California Automobile	$639

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Merced, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-87	535
One Claim	+31	653
Two Claims	+75	696

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