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Home Insurance Costs with Deductible Scenarios in Merced, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Merced $165,000 $235 $302
Winton $100,000 $151 $169
Planada $105,000 $150 $186
Stevinson $150,000 $190 $264
Atwater $165,000 $235 $281
Dos Palos Y $190,000 $297 $343
Ballico $145,000 $206 $283
Le Grand $100,000 $148 $190
Chowchilla $170,000 $246 $316
Tuttletown $390,000 $589 $715

Impact of Coverage Amount on Home Insurance Cost In Merced, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,155
$250000 $1,386
$500000 $2,218
$750000 $2,883
$1000000 $3,690
More than $1000000 $4,267


Merced, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Merced, CA Average Home Insurance Cost$1,050
State Average Home Insurance Cost$958
Difference Vs national Average-174

Best Home Insurance Quotes & Estimates for Properties Near Merced, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$5000 to $10,000 Deductible $160,000 $430 Mullin Ct
$5000 to $10,000 Deductible $173,000 $390 Pheasant Ct
$500 Deductible $107,500 $310 McElvaney Ave
$500- $1000 Deductible $182,000 $710 Jurgensen Dr
$500 Deductible $136,500 $650 Auto Center Dr, W 15th St
$500 Deductible $174,000 $580 Saguaro Ct, Sunrise Ave
$500 Deductible $47,000 $170 W 8th St
$2500-$5000 Deductible $332,000 $1040 Santa Fe Rd

Top Homeowners Insurance Companies in Merced, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Farmers $1,748
Mercury $1,184
California Automobile $639

Merced, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -147 903
One Claim +84 1134
Two Claims +147 1197