Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Kern County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Kern County $170,000 $230 $281
Arvin-Lamont $105,000 $131 $195
Keene $200,000 $268 $318
Golden Hills $210,000 $270 $361
Oildale $125,000 $154 $220
Bear Valley Springs $280,000 $380 $489
Tehachapi $220,000 $270 $409
Stallion Springs $230,000 $323 $405
Weedpatch $65,000 $85 $113
Arvin $110,000 $163 $192

Impact of Coverage Amount on Home Insurance Cost In Kern County, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,155
$250000 $1,386
$500000 $2,218
$750000 $2,883
$1000000 $3,690
More than $1000000 $4,267


Kern County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Kern County, CA Average Home Insurance Cost$1,050
State Average Home Insurance Cost$958
Difference Vs national Average-174

Best Home Insurance Quotes & Estimates for Properties Near Kern County, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $403,000 $1000 Whitewater Dr
$1000-$2500 Deductible $179,500 $490 S Sunland St
$1000-$2500 Deductible $249,500 $850 Silvergate St, Grogan Dr
$1000-$2500 Deductible $126,500 $430 Far Hills Ave
$5000 to $10,000 Deductible $224,000 $800 Villa Elegante Dr
$500 Deductible $334,000 $1200 Marazion Hill Ct
$2500-$5000 Deductible $65,500 $230 Channing St
$5000 to $10,000 Deductible $177,000 $400 Pico St

Top Homeowners Insurance Companies in Kern County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Allstate $2,521
Nationwide $852
General $827

Kern County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -116 935
One Claim +53 1103
Two Claims +116 1166