Home Insurance Costs with Deductible Scenarios in Bakersfield, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Bakersfield, CA	$178000	$434	$597
Mexican Colony, CA	$91500	$350	$481
Oildale, CA	$136100	$968	$1,332
Arvin, CA	$132300	$758	$1,043
Greenacres, CA	$211900	$445	$613
Greenfield-Panama, CA	$240600	$471	$648
Arvin-Lamont, CA	$126700	$395	$543
Lamont, CA	$115500	$758	$1,043
Rosedale, CA	$295700	$480	$661
Poplar-Cotton Center, CA	$102500	$365	$502

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Impact of Coverage Amount on Home Insurance Cost In Bakersfield, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$350
$200,000	$964
$300,000	$1,394
$400,000	$1,663
$500,000	$2,129
$750,000 to $1000,000	$2,461
Above $1000,000	$2,910

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Bakersfield, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Bakersfield, CA Average Home Insurance Cost	$604.31
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-619.69

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Top Homeowners Insurance Companies in Bakersfield, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
State Farm	$983
General	$827
California Automobile	$639

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Bakersfield, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-79	526
One Claim	+54	659
Two Claims	+85	689

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