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Home Insurance Costs with Deductible Scenarios in Bakersfield, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($5000 to $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Bakersfield $160,000 $241 $365
Mexican Colony $95,000 $142 $232
Oildale $125,000 $193 $273
Arvin $110,000 $164 $230
Greenacres $175,000 $255 $416
Greenfield-Panama $220,000 $349 $526
Arvin-Lamont $105,000 $160 $234
Lamont $90,000 $127 $188
Rosedale $275,000 $437 $693
Poplar-Cotton Center $90,000 $149 $203

Impact of Coverage Amount on Home Insurance Cost In Bakersfield, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,153
$250000 $1,383
$500000 $2,213
$750000 $2,877
$1000000 $3,683
More than $1000000 $4,259


Bakersfield, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bakersfield, CA Average Home Insurance Cost$1,048
State Average Home Insurance Cost$958
Difference Vs national Average-176

Best Home Insurance Quotes & Estimates for Properties Near Bakersfield, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$500 Deductible $160,000 $630 Whittendale St
$500- $1000 Deductible $180,500 $780 Applecreek Ct
$500 Deductible $296,500 $1070 Kern River Ave
$1000-$2500 Deductible $123,000 $290 20th St
$500- $1000 Deductible $134,000 $490 Willow Tree Dr
$500 Deductible $323,000 $1490 Barrington St
$1000-$2500 Deductible $41,000 $120 45th St
$500- $1000 Deductible $443,000 $2340 N Gate Dr

Top Homeowners Insurance Companies in Bakersfield, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
State Farm $983
General $827
California Automobile $639

Bakersfield, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -126 922
One Claim +52 1100
Two Claims +115 1163