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Home Insurance Costs with Deductible Scenarios in Atascadero, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Atascadero, CA $461300 $899 $1,237
Atascadero, CA $461300 $899 $1,237
Lompoc, CA $295200 $554 $762
Santa Maria, CA $325800 $599 $824
Bradley, CA $265000 $533 $733
West Kern, CA $143400 $413 $568
Dustin Acres, CA $114500 $381 $524
Earlimart, CA $119000 $751 $1,034
Ballard, CA $885900 $1681 $2,313
Vandenberg Village, CA $336800 $536 $737

Impact of Coverage Amount on Home Insurance Cost In Atascadero, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $232
$200,000 $863
$300,000 $1,087
$400,000 $1,305
$500,000 $1,670
$750,000 to $1000,000 $1,931
Above $1000,000 $2,284


Atascadero, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Atascadero, CA Average Home Insurance Cost$1,251.9
State Average Home Insurance Cost$1,291
Difference Vs national Average27.9

Top Homeowners Insurance Companies in Atascadero, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
State Farm $983
AAA $830

Atascadero, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -175 1077
One Claim +100 1352
Two Claims +150 1402