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Home Insurance Costs with Deductible Scenarios in Atascadero, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($2500-$5000 Deductible)
Atascadero $410,000 $571 $734
Atascadero $410,000 $571 $734
Lompoc $255,000 $369 $421
Santa Maria $290,000 $366 $496
Bradley $110,000 $167 $192
West Kern $140,000 $212 $238
Dustin Acres $110,000 $140 $199
Earlimart $110,000 $148 $214
Ballard $890,000 $1,112 $1,865
Vandenberg Village $305,000 $415 $597

Impact of Coverage Amount on Home Insurance Cost In Atascadero, CA

Coverage Amount Home Insurance Cost ($)
$100000 $1,202
$250000 $1,443
$500000 $2,308
$750000 $3,001
$1000000 $3,841
More than $1000000 $4,441


Atascadero, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Atascadero, CA Average Home Insurance Cost$1,093
State Average Home Insurance Cost$958
Difference Vs national Average-131

Best Home Insurance Quotes & Estimates for Properties Near Atascadero, CA

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
$1000-$2500 Deductible $515,500 $1440 Shiloh Pl, Post Canyon Dr, Herdsman Way, el Monte Rd
$2500-$5000 Deductible $444,000 $1440 Red Fox Rd
$500- $1000 Deductible $248,000 $870 San Pedro Ave
$500 Deductible $286,000 $1240 Cucamonga Trl, Black Mountain Rd, Angwin Trl
$1000-$2500 Deductible $210,500 $780 Curbaril Ave
$500- $1000 Deductible $567,500 $1990 Shiloh Pl, Post Canyon Dr, Herdsman Way, el Monte Rd
$1000-$2500 Deductible $111,000 $310 Red Fox Rd
$1000-$2500 Deductible $618,000 $1420 San Pedro Ave

Top Homeowners Insurance Companies in Atascadero, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
State Farm $983
AAA $830

Atascadero, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -98 995
One Claim +77 1170
Two Claims +153 1246