Home Insurance Costs with Deductible Scenarios in Arroyo Grande, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Arroyo Grande, CA	$528300	$1016	$1,399
Edna, CA	$637500	$1311	$1,804
Blacklake, CA	$637400	$1311	$1,804
Grover Beach, CA	$446800	$669	$920
San Luis Obispo County, CA	$499800	$1061	$1,460
Sisquoc, CA	$267500	$536	$737
Oceano, CA	$340100	$540	$744
Casmalia, CA	$169000	$439	$604
Los Ranchos, CA	$876000	$1667	$2,294
Garey, CA	$875000	$1666	$2,293

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Impact of Coverage Amount on Home Insurance Cost In Arroyo Grande, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$250
$200,000	$807
$300,000	$1,097
$400,000	$1,305
$500,000	$1,670
$750,000 to $1000,000	$1,931
Above $1000,000	$2,284

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Arroyo Grande, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Arroyo Grande, CA Average Home Insurance Cost	$1,415.7
State Average Home Insurance Cost	$1,291
Difference Vs national Average	191.7

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Top Homeowners Insurance Companies in Arroyo Grande, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Travelers	$1,856
Farmers	$1,748
General	$827

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Arroyo Grande, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-198	1218
One Claim	+127	1543
Two Claims	+170	1586

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